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1 Answer
Hi Daryl, thanks for your question. Yes, you can convert your Private Hire Vehicle (PHV) to a personal car even if it's still under loan. Here’s how:
1. Consult your finance company to ensure compliance with your loan agreement.
2. Convert the scheme online: onemotoring.lta.gov.sg (available from 6am to midnight daily). You will need to log in using Singpass 2FA. More details can be found here: https://onemotoring.lta.gov.sg/content/onemotoring/home/owning/scheme-conversion.html
3. Update your insurance policy for personal use.
For more specific instructions, we recommend checking with your finance company directly.