Get the lowest loan interest rate for COE renewal


Motorists Served


In Vehicle Transactions


Certified Automotive Partners

Get Your COE Renewal Loan in 4 Simple Steps

Submit Details

Submit Your Details

Provide us with the required details from LTA to extract the basic information of your car.

Loan Calculator

COE Loan Calculator

Get an estimate of your loan repayment based on the PQP, loan amount, and term.

Free Consultation

Free Consultation

Get free advice to maximise your savings by comparing the PQP and interest rates.

Apply Loan

Apply for Loan

We will submit a loan application to our financial partners on your behalf.

Why Should You Renew Your COE With Us?

Singapore’s Most Trusted Platform

Our 4.9/5 stars on both Facebook and Google Review can't be wrong. We handle an average of $1,000,000 worth of loans each month.

Complimentary Pre-COE Inspection

To ensure your car is suitable for COE renewal, we will arrange for a complimentary Pre-COE inspection at our partnered workshops.

Lowest Loan Interest Rate Guarantee

We guarantee the lowest COE loan interest rate in Singapore. If you find a lower loan interest rate elsewhere, we will give you $50!

Full 100% PQP Financing

We work with several approved banks and financial institutions, like UOB and Hong Leong Finance, to help you get a full 100% COE loan.

Frequently Asked Questions

Motorist will update you on the latest PQP and recommend the best time to renew your COE. We will also help you source for the maximum bank loan with the lowest interest rates and provide you with an instalment breakdown. Our consultants will even settle the necessary paper work and loan matters for you too.

We are currently working with several banks such as UOB, Maybank, Hong Leong Finance and more to provide car loans to our customers. These include loans for COE renewal and buying new and used cars.

Please use the PQP on or before your COE expiring month. For example, if your COE expires in June, please use the PQP for May or June. If you are still unsure, our COE executives will be able to advise the most suitable PQP for you based on your vehicle information.

You can apply for a full 100% loan for COE renewal. If you are renewing your COE for 10 years, the maximum repayment term is 7 years. For 5 years COE renewal, the maximum repayment term is 5 years. Full loans are approved on a case-by-case basis. Check with our friendly consultants to find out if you are eligible for a full COE loan.

Yes, you can renew your COE directly via One Motoring or LTA if you do not require any bank loans. If you do require a loan, you will need the help of intermediaries such as Motorist. You will not be able to get it directly from the bank.

Yes you can. However, you will incur late renewal fees from LTA. It varies from S$50 to $250, depending on engine capacity.

Here’s what Angela Locke and 7,763 other happy motorists have to say about our services!

Easy to work with and efficient. I took a while pending the COE rates and Roger was patient and answered my questions as we went through the process. Thanks Roger!


Pamela Chung

Pra Veen Kumar Daniel

Eddy Ong


Angela Locke

Ajeeq Stymest


Motorist Contact Us

A $10,849 COE loan was approved for a 2014 HONDA CB400 SF MANUAL

about 19 hours ago

A COE loan was approved for a 2014 HONDA CB400X

about 20 hours ago

A $44,817 COE loan was approved for a 2014 MAZDA MAZDA3 4-DOOR SEDAN 1.5L SP.6EAT

3 days ago