You can apply for a full 100% loan for COE renewal. If you are renewing your COE for 10 years, the maximum repayment term is 7 years. For 5 years COE renewal, the maximum repayment term is 5 years. Full loans are approved on a case-by-case basis. Check with our friendly consultants to find out if you are eligible for a full COE loan.

Yes, you can renew your COE directly via One Motoring or LTA if you do not require any bank loans.

If you do require a loan, you will need the help of intermediaries such as Motorist. You will not be able to get it directly from the bank.

A Pre-COE Inspection is a general inspection of your vehicle to ensure that it is in good condition before you renew its COE. It concludes inspection of the car’s exterior and interior, as well as its engine, electrical parts, transmission and brakes.

We have an ongoing promotion for all our Scrap and COE Renewal customers. Partnering with established workshops, Motorserv (operated under Shell Autoserv), SPC SpeedyCare and Autobacs, we are offering a complimentary Pre-COE Inspection to help you find out if your vehicle is suitable for COE renewal. Located island wide, each inspection will only take up to 45 minutes.

Terms & Condition
1. Available for all Motorist COE renewal & scrap customers
2. Only valid with official Motorist workshop partners at the point of the pre-COE inspection
3. Eligible customers will pay for the retail/promo price of the pre-COE inspection to Motorist's workshop partners, Motorist will reimburse full payment upon completion of COE renewal OR scrap transaction
4. Optional products/services that are not part of the pre-COE inspection package are not included
5. Not valid with other promotions
6. Customers will only be able to receive reimbursement if they choose to renew their COE/Scrap with Motorist within 6 months of their inspection
7. Offer is only limited to 1 inspection per car plate number

Locations of Workshop Partners
1. Shell Autoserv @ Boon Lay Avenue, S649960 (Tel: 62664068)
2. Shell Autoserv @ 28 Bukit Batok East Avenue 6, S659760 (Tel: 64632095)
3. Shell Autoserv @ 450 Telok Blangah Road, S098857 (Tel: 62649065)
4. Shell Autoserv @ 772 Upper Bukit Timah Road, S678122 (Tel: 67690719)
5. Shell Autoserv @ 9 Tampines Ave 2, S529731 (Tel: 67853603)
6. Autobacs Service Centre @ Ubi View, S408543 (Tel: 6749 5600)
7. Autobacs Service Centre @ 30 Bukit Batok East Avenue 6 Singapore, S659761 (Tel: 6749 5600)
8. SPC SpeedyCare @ 462 Balestier Road (S) 329837 (Tel: 62669505)
9. SPC SpeedyCare @ 3800 Jalan Bukit Merah (S) 159464 (Tel: 85222252)
10. SPC SpeedyCare @120 Hougang Avenue 2 (S) 538858 (Tel: 63864377)
11. SPC SpeedyCare @ 33 Jalan Buroh (S) 619487 (Tel: 62688160)
12. SPC SpeedyCare @ 1 Jalan Leban (S) 577546 (Tel: 64622776)
13. SPC SpeedyCare @ 158 Pasir Panjang Road (S) 118555 (Tel: 63774007)
14. SPC SpeedyCare @11 Pasir Ris Drive 4 (S) 519456 (Tel: 65822621)
15. SPC SpeedyCare @157 Upper East Coast Road (S) 455253 (Tel: 65451840)
16. SPC SpeedyCare @599 Yishun Ring Road (S) 768683 (Tel: 67562949)
17. SPC SpeedyCare @180 Lor 6 Toa Payoh (S) 319381 (Tel: 62548097)
18. SPARK Car Care @205 Braddell Road S(579701) (Tel: 6383 8110)
19. SPARK Car Care @ 59 Loyang Drive S(508969) (Tel: 6214 8300)
20. SPARK Car Care @ 45 Pandan Road S(609286) (Tel: 6338 8778)
21. SPARK Car Care @ 383 Sin Ming Drive S(575717) (Tel: 6553 0400)
22. SPARK Car Care @ 7 Sungei Kadut Way S(728791) (Tel: 6369 7369)
23. SPARK Car Care @ 320 Ubi Road 3 S(408649) (Tel: 6848 5721)

If you find a financial institution or bank that offers a COE loan with a lower interest rate than ours, we will give $50 cash, no questions asked. Read the T&C for more details.

Terms & Condition
1. This offer is only valid for Singaporeans and Permanent Residents with Singapore-registered vehicles.
2. To be eligible, the Customer (as identified by their NRIC or FIN number) needs to obtain a COE loan quotation from Motorist within the last 7 days.
3. All original loan documents must be submitted to Motorist for verification. Loan documents include signed loan agreement, approval advice, and LTA COE renewal letter. They must be received by Motorist within 7 days upon receiving a COE loan quotation from Motorist.
4. By submitting the loan documents, the Customer agrees to authorise and grant Motorist the rights to collect, use and process their name, NRIC/FIN number, email address and other personal details, for the purposes of verifying the customer's COE loan and interest rate, and also for the administration of this promotion.
5. If Motorist verifies that our quoted COE Loan Interest Rate is higher than the customer’s interest rate offered by his/her current financial institution, the customer will receive $50 within 30 days from our receipt of the loan documents.
6. Each eligible Customer (as identified by their NRIC or FIN number and Vehicle Registration Number) can only receive the $50 once during this promotion. This promotion is invalid if our competitor is offering a one-time or limited interest rate offer to beat ours.
7. This offer is not valid with any on-going or existing promotions, discounts, offers, vouchers, rebates or privileges.
8. All employees of Motorist and their related companies, their immediate families, and persons living in the same household as the individual (whether related or not), are not eligible to participate in this offer.
9. The terms and conditions of this offer may be amended by Motorist at any time without notice or incurring liability to any party.
10. The decision of Motorist is final. Any updates to these terms and conditions will be published on Motorist.sg.