You can renew your motor insurance three month before it expires. That way, you will have ample time to renew your road tax or get your vehicle inspected.

There are three different types of car insurance in the market: Comprehensive, Third-Party, Fire & Theft (TPFT), and Third-Party Only (TPO). Under the Singapore’s Road and Safety Act, it is mandatory to have at least a TPO car insurance policy.

TPO is the most basic, and it covers any costs associated with you for damaging someone’s car and their medical expense. It is the best policy for anyone looking for a cheap car insurance. TPFT is a middle-tier plan that extends coverage to losses due to accidental fires and theft. A Comprehensive plan is the most common and well-rounded policy. It covers not only third-party, fire and theft liabilities, but also losses and damages to your passengers, vehicle, belongings and yourself.

If you are driving a COE car (a vehicle that is older than 10 years), you might want to switch to a lower-tiered plan to save money, as there’s a higher possibility of you scrapping your vehicle instead of repairing it after an accident.

If you’ve been a careful driver and have not made any claims for consecutive years, you'll get to enjoy a NCD. For each year you go without making a claim, you'll enjoy a 10% discount when you renew your policy, up to a maximum of 50%. This means if you go five years without filing a claim, your insurance premium will be cut in half, saving you money!

No. We will help you get free quotes from various insurance companies first. You are under no obligation to accept any quotes provided to you.