Find the best car insurance coverage at the most affordable price


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Submit Your Details

Provide us with the required details from LTA to extract the basic information of your car.

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After sourcing from our insurance partners, we will provide you with the most affordable plan.

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Purchase Insurance

Make payment online and we will purchase your selected plan on your behalf.

Why Should You Get Insured With Us?

Singapore's Most Trusted Platform

Our 4.9/5 stars on both Facebook and Google Review can’t be wrong. We handle over $100,000 worth of insurance premiums each month.

0% Interest Free Instalments

Enjoy 0% interest free instalments when you renew your motor insurance with us. Both 6 and 12 month instalment plans are available.

Seamless and Convenient

Instead of asking different insurance companies for quotes, we help you select the best and most affordable motor insurance for your driving needs.

Transparent and Flexible

We understand if you have doubts. That is why we made it our promise to never force a sale on our customers. If you are uncertain and require more time to decide, simply let us know!

Frequently Asked Questions

There are three different types of car insurance in the market: Comprehensive, Third-Party, Fire & Theft (TPFT), and Third-Party Only (TPO). Under Singapore’s Road and Safety Act, it is mandatory to have at least a TPO car insurance policy.

TPO is the most basic, and it covers any costs associated with you for damaging someone’s car and their medical expense. It is the best policy for anyone looking for cheap car insurance. TPFT is a middle-tier plan that extends coverage to losses due to accidental fires and theft. A comprehensive plan is the most common and well-rounded policy. It covers not only third-party, fire and theft liabilities, but also losses and damages to your passengers, vehicle, belongings and yourself.

If you are driving a COE car (a vehicle that is older than ten years), you might want to switch to a lower-tiered plan to save money, as there’s a higher possibility of you scrapping your vehicle instead of repairing it after an accident.

There are a variety of factors that will affect your insurance premiums. Factors include driving experience, NCD, age, gender, vehicle details (make/model/age), occupation, claim history, type of coverage, and vehicle usage.

At Motorist, we promise to help you find the best motor insurance policy at the most affordable price.

Yes, you should add named drivers to your motor insurance if your vehicle is driven regularly by someone other than yourself. By adding named drivers, they will share the same level of insurance coverage as you, the policyholder.

However, do note that your insurance premium may increase depending on the profile, experience, and driving history of the named driver. That is why you should always compare motor insurance quotes online first.

You can renew your motor insurance three months before it expires. That way, you will have ample time to renew your road tax or get your vehicle inspected.

Excess, or deductible, is a small part of any claim that your motor insurance company will not pay. Excess payments are born out of your pocket and are necessary to curb small claims. It also hands some responsibility back to the motorist and helps keep insurance premiums low.

If you’ve been a careful driver and have not made any claims for consecutive years, you’ll get to enjoy a No-Claim Discount (NCD). For each year you go without making a claim, you’ll enjoy a 10% discount when you renew your policy, up to a maximum of 50%. This means if you go five years without filing a claim, your insurance premium will be cut in half, saving you money!

Only your insurance company has your NCD records. Please contact your current insurer to check your NCD.

No. We will help you obtain from different insurance companies first. You are under no obligation to accept any quotes provided to you.

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