asked about Car Insurance

almost 5 years ago

What is certificate of merit?

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1 Answer

Seah Chin Yee
Hi there, If you’ve not had any demerit points for three consecutive years, you are entitled to a Certificate of Merit (COM) from the Singapore Traffic Police. Should your NCD be 30% and above (for private car policy) or 20% (for privately owned commercial vehicle policy), most insurers will reward you with a 5% COM Discount

almost 5 years ago