Hi Paul Yip! You can apply through online for a replacement of your driving licence through this e-Service: https://eservices.police.gov.sg/content/policehubhome/homepage/qualified-driving-licence.html by logging in with your Singpass account. Payment of S$25 using eNETS or credit card for application of replacement of QDL will need to be made online. You do not need to submit a new photograph as your existing photograph in the system will be used to print on to your new Singapore photo card driving licence.