I bought my car under lease agreement (not hire purchase) which is very unfavorable to me. Long story short, the sales man never showed my the T&C of the lease agreement. Yes, it's my fault. I signed the paper. Now that I want to sell the car (COE still 6+ years to go), the leasing company told me the car belongs to them and if I wanted to sell the car, they asked me to settle the full amount + PARF value to be paid to them. As illustration, the total they are asking is S$ 20K above the market price of the car today (05 Aug 2020). I ask them why, they said, it's part of the agreement and normal under car leasing agreement. Anyone has any experience how to resolve this matter with the leasing company? Thanks!