If You Register Your Car On These Dates, You’re In For A Bad Time!
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If you have OCD or just want to avoid a bad time, it’s best to avoid registering your car on the following dates.
For those of you who are unaware, your vehicle must be insured before its road tax can be renewed. For example, if you intend to renew your road tax for six months, your vehicle must be insured during those six months.
You will not be allowed to renew your road tax if your motor insurance is set to expire during your intended renewal period. However, unlike road tax, your motor insurance can only be renewed on a yearly basis.
Most vehicle owners will choose to sync their road tax and motor insurance expiry dates for the sake of convenience. They do this by renewing their road tax and car insurance together.
For those who renew their road tax every six months, they’ll have to calculate and arrange the dates in order to avoid any lapses.
However, we recently discovered certain “irregularities” that could mess up your road tax and motor insurance expiry dates.
These irregularities only affect owners who choose to renew their road tax every six months.
Let’s have a look:
Vehicle Registration Date: 31 March 2020
Insurance Validity: 31 March 2020 to 30 March 2021
If you renew your road tax every six months, your road tax renewal dates will look like this:
1st to 6th Months of Road Tax: 31 March 2020 to 30 September 2020
7th to 12th Months of Road Tax: 1 October 2020 to 31 March 2021
As you can tell, you won’t be able to renew your road tax from the 7th to 12th month as your insurance would have lapsed by one day (as indicated in bold).
This irregularity will also occur on the following dates: 31 May 2020, 29 – 31 August 2020, 31 October 2020, and 31 December 2020.
Don’t believe us? Here’s a breakdown of the dates:
|
Registration Date |
Insurance Validity |
1st to 6th Month |
7th to 12th Month |
|
31/03/20 |
31/03/20 to 30/03/21 |
31/03/20 to 30/09/20 |
01/10/20 to 31/03/21 |
|
31/05/20 |
31/05/20 to 30/05/21 |
31/05/20 to 30/11/20 |
01/12/20 to 31/05/21 |
|
29/08/20 |
29/08/20 to 28/08/21 |
29/08/20 to 28/02/21 |
01/03/21 to 31/08/21 |
|
30/08/20 |
30/08/20 to 29/08/21 |
30/08/20 to 28/02/21 |
01/03/21 to 31/08/21 |
|
31/08/20 |
31/08/20 to 30/08/21 |
31/08/20 to 28/02/21 |
01/03/21 to 31/08/21 |
|
31/10/20 |
31/10/20 to 30/10/21 |
31/10/20 to 30/04/21 |
01/05/21 to 31/10/21 |
|
31/12/20 |
31/12/20 to 30/12/21 |
31/12/20 to 30/06/21 |
01/07/21 to 31/12/21 |
To rectify this, you would need to call your insurance company and request for them to extend your insurance by one day.
To avoid scenarios such as this, why not get a complimentary motor insurance quote from Motorist? Through our platform, we can help you find a comprehensive plan that costs less than your existing policy.
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Read More: Ways to Lower Your Car Insurance Premium and Save Money
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