Terms of Use

• The 5% discount (capped at $20) is applicable to the first unique transaction with mPay Merchants only.
• The one-time discount is not valid for usage with other types of vouchers, discounts, promotions or offers unless otherwise stated.
• All members will earn Merchant Cashback for their next transaction, subject to the mPay Merchant’s discretion.
• All Merchant Cashback are valid for one year only, starting from the date of the transaction.
• If left unutilized, the expired Merchant Cashback is not exchangeable for cash.
• Members can use their Merchant Cashback on their next mPay transaction with the same Merchant.
• mPay can only be used for purchases of $10 and above.